Loans

A loan is financial assistance that enables students and parents to borrow money from the federal government or private lenders. These loans must be repaid.

Direct Student Loans

Need based and non-need-based student loans
Must complete the Free Application for Federal Student Aid (FAFSA). Lander's school code is 003435
Fixed interest rates
An origination fee will be charged
Student must be enrolled at least half time
Must maintain Satisfactory Academic Progress (SAP)

For more information click here

Parent PLUS Loan

Loan borrowed by a parent on behalf of a dependent undergraduate student
Must complete the Free Application for Federal Student Aid (FAFSA). Lander's school code is 003435
An origination fee will be charged
Credit check is required for this loan
Student must be enrolled at least half time
Must maintain Satisfactory Academic Progress (SAP)

For more information click here

South Carolina Teachers Loan

South Carolina residents interested in teaching in South Carolina
Student must be enrolled at least half time

For loan forgiveness options and more information on SC Teachers Loan click here

Private Loans

If the loan is in the student’s name, a cosigner may be needed
Can only be used to pay for educational expenses, such as tuition and fees, room and board, books and supplies, transportation
Options are available for students attending less than half time

For more information click here

Graduate PLUS Loans

Loan borrowed by a Graduate/Professional student
Must complete the Free Application for Federal Student Aid (FAFSA). Lander's school code is 003435
An origination fee will be charged
Student must be enrolled at least half time

For more information click here